TumiTrust is portable trust for Africa: earn credibility across real-life contexts (loans, rentals, jobs, partnerships), share proof, and let institutions verify signals — powered by Ubuntu and AI. We are not a lender; partners make their own decisions with clearer, community-backed data.

How does TumiTrust work?

TumiTrust uses advanced AI algorithms to analyze alternative data sources including mobile money transactions, utility payments, community endorsements, and behavioral patterns to provide accurate credit assessments and financial insights. Our platform processes this data in real-time using Ubuntu philosophy to generate trust-based credit scores and risk assessments.

Which countries does TumiTrust serve?

TumiTrust currently serves Zambia, Kenya, Nigeria, South Africa, and Ghana, with plans to expand to Tanzania, Namibia and other African countries. We're continuously working to expand our coverage across the continent.

TumiTrust is a community-based credit scoring platform rooted in African Ubuntu philosophy ('I am because we are'). Community members endorse each other, building trust-based credit scores through peer validation and social connections, providing an alternative to traditional credit bureaus.

How do I get my credit score?

To get your Ubuntu credit score, simply register as a user on TumiTrust platform. You'll need to provide basic information and consent to data analysis. Our AI will analyze your financial behavior, community endorsements, and trust network connections to generate a comprehensive credit score and report.

Yes, we use bank-level encryption and follow strict data protection protocols. Your data is encrypted both in transit and at rest, and we comply with all relevant data protection regulations including GDPR and local African privacy laws. We never access your personal messages or private communications.

How accurate are TumiTrust credit scores?

Our AI-powered TumiTrust scores have shown 85%+ accuracy in predicting creditworthiness, often outperforming traditional credit scoring methods. We continuously improve our algorithms based on real-world performance data and community validation.

Can I integrate TumiTrust with my existing systems?

Yes, we provide comprehensive API integration options, webhooks, and SDKs for various programming languages. Our APIs are designed to integrate seamlessly with existing loan management and banking systems across Africa.

Frequently Asked Questions

Find answers to common questions about TumiTrust's AI-powered financial intelligence platform

Frequently asked questions

Quick answers about TumiTrust

General

What is TumiTrust?

An AI-powered trust and financial intelligence platform for Africa.

How does it work?

With your consent we combine profile and alternative signals to produce trust insights and scores.

Which countries?

We expand by market—check in-app or contact us for the latest list.

Borrowers

How do I get a score?

Is my data secure?

We use industry-standard encryption and access controls.

Lenders & partners

API access

Use our documented APIs for eligible integrations.

Support

Contact

Reach us via in-app support or hi@tumitrust.com.

Frequently Asked Questions

Frequently asked questions

General

What is TumiTrust?

How does it work?

Which countries?

Borrowers

How do I get a score?

Is my data secure?

Lenders & partners

API access

Support

Contact

API Keys Management

Create New API Key

Existing API Keys

API Usage Guidelines

API Key Generated Successfully

Impersonate User

Frequently Asked Questions

Frequently asked questions

General

What is TumiTrust?

How does it work?

Which countries?

Borrowers

How do I get a score?

Is my data secure?

Lenders & partners

API access

Support

Contact

API Keys Management

Create New API Key

Existing API Keys

API Usage Guidelines

API Key Generated Successfully

Impersonate User

🍪 Privacy & Cookies